M-Pesa Tarriffs

Value (Tshs)Customer tariff (Tshs)
From To Sending money to registered customers / partner networks / partner countries Sending money to unregistered customers Withdrawing cash at agents/ATMs
0 999 10 N/A N/A
1,000 2,999 22 422 400
3,000 3,999 50 650 600
4,000 4,999 60 710 650
5,000 9,999 120 1020 900
10,000 19,999 310 1,710 1,400
20,000 29,999 365 2,165 1,800
30,000 39,999 365 2,165 1,800
40,000 49,999 410 2710 2300
50,000 99,999 715 3,415 2,700
100,000 199,999 1,000 4,600 3,600
200,000 299,999 1,200 6,500 5,300
300,000 399,999 1,500 8,000 6,500
400,000 499,999 1,500 8,500 7,000
500,000 599,999 2,200 9,700 7,500
600,000 799,999 3300 11,300 8,000
800,000 1,000,000 3,300 11,300 8,000
1,000,001 1,500,000 5,000 N/A 8,000
Over Tsh 1,500,000 5,000 N/A 8,000
  • Lipa kwa M-Pesa

    ‘Lipa kwa M-Pesa’ is Vodacom’s Merchant payments solution to digitize payments in the Tanzania retail Ecosystem and enable merchants and retailers collect payments seamlessly while helping customers to avoid the risks and burdens of carrying cash

  • M Pawa

    This is a revolutionary banking product from CBA and Vodacom that allows you to save money through your phone,earn interest from your savings and eventually get micro loans when you need them. M-Pawa is here as a reliable friend who will give you a helping hand to move forward and see your plan through in life.

  • M-Pesa APP

    M-PESA the largest and most innovative mobile financial service in Tanzania has enriched its transaction experience by launching its M-PESA APP. The APP provides a truly transformative customer experience. By using the app you get a richer experience on all transaction types be it sending money to loved ones, accessing your bank account, paying for goods and services, sending or receiving money internationally and transacting from anywhere in the world as long as you have data connectivity. 


  • There are no transaction fees when you deposit money into your account through M-Pesa agents
  • Ensure that your M-Pesa registration information is correct, otherwise visit your nearest Vodashop to verify the information
  • You can send up to Tsh 3M per day or hold up to Tsh 5M in your M-Pesa account at any time once you complete your registration
  • Whenever you send money always ensure to verify the receipient’s name to avoid inconveniences
  • Verify if your registration is complete by dialing *106#
  • Whenever you send money always ensure to verify the recipient's name to avoid inconveniences
  • When doing a transaction at an M-Pesa agent you will be required to provide your identification card
  • After swapping your Vodacom number, you can start using your M-Pesa account after 48 hours
  • To get M-Pesa terms and conditions visit your nearest Vodashop or go to www.vodacom.co.tz
  • M-Pesa displays account balances on every transaction confirmation for FREE. If you wish to make a balance query you will be charged Tsh 60.
  • For M-Pesa accounts that are not used for more than 150 days, A fee of Tsh 600/= will be charged for account maintenance every month.
    For amounts that remain in customer accounts unclaimed for more than 5 years, the money will be transferred to relevant authorities
    in accordance with the laws of Tanzania.
  • When making payments to registered M-Pesa Merchants, you will be charged a small fee of 0.5% of the paid amount for all payments of up to Tsh 1,500,000/=. For payments between Tsh 1,500,001 and 2,000,000 you will be charged Tsh 7,500/= and for payments above Tsh 2,000,000/= a charge of Tsh 8,000/= will be applied.
  • All tariffs stipulated above are inclusive of all Government Taxes
  • For more information contact Vodacom call centre by dialing 100 for FREE
  • You can get your M-Pesa statement sent to you for FREE via email or a printed copy for Tsh.3,000/= per requested month via our Vodacom Shops. This charge incur printing costs.
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